The favorite time of the year for Scandinavians: the winter, with its outdoor activities in the snow. People hitting the slopes this season are being urged to check their coverage (call your travel agent or private insurance provider). Otherwise, it can turn into a costly vacation. No travel health insurance yet? Total Travel Insurance compares different options online.

Don't forget that Sweden is hosting the 2007 Alpine Ski World Championship in February! Wouldn't that be a great add-on to your ski trip in Sweden?

If you're visiting Norway, take a look at Norway's top ski resorts instead.